Student Loan Consolidation
Student Loan Consolidation is a practical repayment tool that bundles all your federal school loans into one loan, significantly reducing your monthly payment. To calculate your monthly savings, try our student loan consolidation calculator.
Federal Loan Consolidation
Consolidating your federal student loans can reduce your monthly payment up to 53% and simplify your finances by making one payment per month.
Private Loan Consolidation
Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
How much can you save each month?
If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments:
| Loan Amount | Currently Paying: | After Consolidation: | Monthly Savings: | Annual Savings: |
|---|---|---|---|---|
| $20,000.00 | $228.32 | $151.48 | $76.84 | $922.08 |
| $30,000.00 | $342.48 | $227.22 | $115.26 | $1,383.12 |
| $40,000.00 | $456.64 | $275.10 | $181.53 | $2,178.42 |
| $50,000.00 | $570.80 | $343.88 | $226.92 | $2,723.02 |
| $75,000.00 | $856.20 | $483.96 | $372.24 | $4,466.85 |
| $100,000.00 | $1,141.59 | $645.28 | $496.32 | $5,955.80 |
| Click Here to Consolidate Student Loans! | ||||
Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with loans other than Stafford Loans (such as PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998 will have different interest rates.







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